Takaful – Portfolio Manager

Key Accountabilities

• Develop and implement a Business Plan for the allocated portfolio that identifies market opportunities, growth potential, and strategic initiatives aligned to the Takaful business objectives.
• Develop and execute a Sales and Distribution Plan that demonstrates the ability to identify, develop, and manage new and existing broker and distribution opportunities.
• Manage and grow the allocated broker and binder portfolio to achieve Gross Written Contribution (GWC), profitability, retention, and growth targets.
• Drive sustainable portfolio growth through the acquisition of new business opportunities and the strengthening of existing broker and partner relationships.
• Retain and optimise existing business through effective portfolio management, relationship engagement, and proactive underwriting interventions.
• Analyse broker business performance, market opportunities, and portfolio trends to identify strategic growth opportunities and improve portfolio outcomes.
• Deliver and enhance high levels of broker and stakeholder satisfaction by understanding business needs and providing value-added Takaful solutions and service excellence.
• Develop and strengthen broker and distribution relationships through regular engagement, influence, collaboration, and business development initiatives.
• Monitor portfolio performance, productivity levels, profitability, and service delivery metrics within agreed reporting structures and formats.
• Ensure underwriting and portfolio management activities are conducted within delegated authority limits and in accordance with approved underwriting guidelines and risk appetite.
• Ensure compliance with technical underwriting standards, operational procedures, governance controls, and Takaful principles.
• Implement agreed underwriting and portfolio management actions to achieve targeted loss ratios, profitability levels, and sustainable portfolio performance.
• Ensure adherence to approved risk acceptance criteria, underwriting philosophy, pricing models, and reinsurance parameters applicable to the Takaful business.
• Ensure adherence to approved risk classifications, referral processes, and decline criteria in line with governance and underwriting requirements.
• Collaborate effectively with underwriting, operations, claims, and other internal stakeholders to ensure seamless service delivery and portfolio support.
• Contribute to the growth and market positioning of the Takaful business through market intelligence, broker engagement, and participation in strategic initiatives.

Stakeholder Management

• Regional Managers
• National Head of Underwriting
• National Portfolio Manager
• Core business functions within Bryte
• Wider Bryte Insurance Group stakeholders
• Brokers

Qualifications and Experience

• Grade 12
• Insurance qualification or technical qualification advantageous
• A formal business degree/qualification will be advantageous
• Min 5 years technical expertise in insurance business across Commercial and Personal Lines of business
• Business development and/or Portfolio Management experience
• Proven experience with brokerages will be an advantage
• Must have RE5. RE1 will be an advantage and a requirement after appointment

Knowledge

• Sound understanding and knowledge of South African Insurance market experience within Sales
• Sound knowledge of statutory and legislative requirements
• Maintain up to date knowledge of local HCV markets and industry sectors.
• Sound knowledge of Bryte Insurance South Africa and its business strategy and objectives.

Travel and Other Requirements

• Ability to travel as required to support broker relationship management, business development activities, and regional portfolio oversight.
• Own reliable vehicle and a valid driver’s licence are essential for effective management of the allocated broker and partner portfolio

Attributes

• Problem solving
• Technical expertise
• Analysis
• Concern for Excellence
• Customer Service Orientation
• Delegation
• Developing Organisational Talent
• Diversity Management
• Relationship management

Closing date : 10 June 2026