Overview
Senior Credit Risk Analyst Jobs in Nigeria at BrighterMonday Uganda
Title: Senior Credit Risk Analyst
Company: BrighterMonday Uganda
Location: Nigeria
Responsibilities:
- Reviewing loan applications for potential risks, including an applicant’s ability to repay the loan.
- Reviewing financial statements to determine the individual or company’s ability to repay its loan.
- Analysing financial data to assess risk exposure and recommend solutions.
- Reviewing of Pos or Contracts, Bridge Finance, Working capital loan, Income discounting, etc
- Reviewing a borrower’s credit history to determine their risk of defaulting on a loan or other financial obligation.
- Credit bureau spooling.
- Communicating findings with other team members within the lending institution or other parties involved in the decision-making process.
- Monitoring loans to detect signs of financial distress or possible fraud.
- Preparing reports, summarizing the findings of the analysis, and recommending the next action to take.
- Reviewing business cash flow/projections to determine whether applicants have realistic expectations about their ability to repay loans.
- Loan Monitoring and reporting
- Prepare weekly and monthly reports.
- Preparing and sending the monthly credit bureau report to credit bureau companies.
- Ability to motivate team members positively on the job.
- Mentoring junior staff on the job.
Requirements:
- 4-10 years of professional experience, preferably in SME loan review.
- Bachelor’s Degree in Business Administration, Finance, Accounting, Economics, or related field.
- Excellent numerical and analytical skills
- Knowledge of all regulatory policies and procedures
- Ability to recognize problems and apply Risk Management techniques to address them.
- Excellent Leadership, team management, developing, and mentoring.
- High-level influencing and interpersonal skills
- Excellent verbal and written communication skills
- Meticulous attention to detail and accuracy.
- Excellent organizational and leadership ability
- Analytical mind
- Problem-solving aptitude