Overview
Product Manager – Lending Jobs in Johannesburg, Gauteng, South Africa at ExecutivePlacements.com
Title: Product Manager – Lending
Company: ExecutivePlacements.com
Location: Johannesburg, Gauteng, South Africa
Recruiter:
Edge Executives
Job Ref:
3323115295
Date posted:
Tuesday, April 14, 2026
Location:
Johannesburg, South Africa
SUMMARY:
POSITION INFO:
Product Manager — Lending | Bedfordview | Permanent
Shape the future of digital lending in a fast-scaling fintech environment. Lead a product that directly expands access to credit and drives real financial inclusion.
This high-impact role places you at the centre of a rapidly growing fintech business, where technology, compliance, and customer experience intersect. As Product Manager Lending, you will take full ownership of a micro-lending product suite, define its strategy, roadmap, and delivery while ensuring alignment with South African regulatory frameworks. You will work closely with cross-functional Agile teams to bring innovative, compliant, and user-centric lending solutions to market.
You will operate as both a strategic thinker and hands-on Product Owner, translating market insights, regulatory requirements, and customer needs into clear, actionable product development. This is an opportunity to build and scale a product that plays a meaningful role in expanding responsible access to credit.
Our client is a dynamic South African fintech company operating across payments, verifications, and lending. With a strong focus on innovation and compliance, they are building scalable platforms that enable seamless financial services for individuals and businesses across the country.
What You’ll Do
- Define and execute the product vision, strategy, and multi-quarter roadmap for the lending product suite
- Identify market opportunities through customer research, competitor analysis, and regulatory monitoring
- Own and prioritise the product backlog using data-driven frameworks
- Act as Product Owner within Agile squads, driving sprint planning, delivery, and continuous improvement
- Translate regulatory requirements into clear product features aligned with the National Credit Act
- Collaborate with Legal, Compliance, Risk, and Technology teams to ensure compliant product design
- Engage internal and external stakeholders, including credit bureaus and payment partners
- Define and track KPIs, using data insights to optimise conversion, repayment, and customer experience
- Run experiments and A/B testing to validate product decisions and improve outcomes
What You Bring
- Bachelor’s Degree in a relevant field such as Business, Commerce, Engineering, or Computer Science
- 5+ years’ experience in Product Management within fintech or financial services
- Proven experience in South African micro-lending or credit products
- Strong working knowledge of the National Credit Act and regulatory environment
- Hands-on experience as a Product Owner in Agile/Scrum teams
- Experience with credit bureau integrations and affordability assessments
- Strong analytical capability with experience using data to drive product decisions
- Ability to write clear user stories, manage backlogs, and prioritise effectively
- Excellent stakeholder engagement and communication skills
What Success Looks Like
- Delivery of roadmap commitments aligned to business OKRs and timelines
- Strong product performance across origination, approval rates, and disbursement efficiency
- High customer satisfaction and improved lending journey experience
- Full regulatory compliance with zero critical audit findings
- Consistent sprint velocity and well-maintained backlog health
- Reduced defects and improved product quality post-release
- Positive stakeholder feedback and strong cross-functional alignment